About Coderet
We build production software in Kathmandu, and have since 2004. Effective interest and credit-loss provisioning for banks. Admissions, exams and billing for schools. Invoicing, books and the VAT register for businesses.
Twenty-two years is five stacks: static web and desktop, then .NET, then cross-platform mobile and cloud, then full-stack web on Postgres, and now AI in the product itself.
Some of it we sell as our own products. The rest we build for clients.
Working with
- LodbodLogistics & federation SaaS
- KB Chitrakar & CoChartered Accountants · est. 1970
- Shree College of ManagementHigher education · Kathmandu
- Everest PolymersPolymer manufacturing · Nepal
- Radiant Public Boarding SchoolSchool · Nepal
- New Vision AcademySchool · Nepal
- Bazaar OnlineClassifieds marketplace · Nepal
- Trade NepalMotorcycle prices & specs · Nepal
What we do
AI & automation
Document processing, retrieval over your own files, and agents that carry out the steps behind them. Built model-agnostic.
Multi-tenant platforms
One system serving many organisations, each with their own data and rules. Membership, dues, claims, billing, internal ops — the boring software that actually runs a business.
Web apps
Server-rendered, tested, and measured against a performance budget set before the first commit.
Mobile apps
iOS and Android. They keep working when the signal drops, and sync when it returns.
Product design
Wireframes through to a design system your developers can build from, including the screens nobody puts in a demo: error states, empty states, settings, permissions.
A second opinion
Architecture reviews and build-or-buy calls, before the budget is committed.
What we ship
EIR & Income Recognition
Banking & financial institutions
Effective interest rate and interest income recognition, loan by loan. Handles phased disbursement, rate changes mid-term, prepayments, and capitalised interest.
.NET 9 · WinForms · PostgreSQL
Estimated Credit Loss
Banking & financial institutions
Credit loss provisioning across the loan book, with both collective and individual assessment. Staging, macro-economic variables, and observed default rates feed the term structures.
Probability of Default · Loss Given Default · Exposure at Default
.NET 9 · WinForms · PostgreSQL
EIR, Income Recognition & ECL
Banking & financial institutions
The integrated deployment: all three modules against one loan book, sharing the same contracts, schedules, and reporting.
Effective Interest Rate · Income Recognition · Estimated Credit Loss
.NET 9 · WinForms · PostgreSQL
Invo
Invoicing & billing
Invoicing and billing that keeps working offline and syncs when the connection returns. Invoices, credit and debit notes, purchases, returns, expenses, inventory, and receivables ageing. Exports the sales book and Schedule 11 in IRD format.
Next.js · PostgreSQL · PWA
Hisaab
Accounting
Double-entry accounting in Nepali and English, with Bikram Sambat dates and the Shrawan–Ashad fiscal year. Ledger, payables, receivables, bank reconciliation, fixed assets, inventory, payroll, and the VAT register.
Next.js · Django · PostgreSQL
CampusOne
School & college ERP
Administration for schools, colleges, and campus groups: admissions, academics, attendance, exams, billing, and communication. Each institution runs on its own database.
Java 21 · Spring Boot · Next.js · Keycloak